What’s on a Home Inspector’s Checklist? A Look at What’s Included and Missed.

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The home inspection process can be overwhelming. This is mostly true for first-time buyers or sellers who may not know what to expect. Well, a home inspection is not just a formality - it is considered important if you are planning to buy or sell your property.

It is an in-depth assessment that can help discover potential issues, such as - structural weaknesses and faulty wiring. However, not many understand what inspectors look for - and what they don’t. Knowing these aspects can help buyers and sellers make sound decisions, negotiate effectively, and avoid any surprises down the road.

If you are a buyer - you can anticipate potential maintenance needs. On the other hand, if you are a seller, these insights can help address issues proactively to ensure your home is in optimal condition. Also, a thorough report of your home inspection can increase your property’s value.

This blog will discuss these aspects in detail - helping you understand how important home inspection is and how it impacts property transactions.

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Home Inspection: Definition And Types

A home inspection is an evaluation of your property’s accessible structures and systems. A licensed home inspector usually conducts it.

Home inspection aims to identify possible issues or safety hazards that could impact the property’s value or functionality. But mind you - a home inspection is not the same as a home appraisal. A home appraisal determines the property’s market value, but a home inspection only evaluates the property’s physical condition.

Now, when does home inspection take place? Well, home inspections are arranged after an offer is accepted but before closing. This timing allows buyers to request repairs or negotiate prices based on inspection findings. Moreover, sellers can benefit from pre-listing inspections - which give them a chance to resolve issues that could slow down or jeopardize the sale.

A standard home inspection covers major systems and structures. However, some properties might require specialized inspections for issues like mold, radon, or termite damage. The best home inspectors may recommend additional inspections based on their findings or the home’s history and location. This is especially common in areas prone to specific environmental concerns.

What Home Inspectors Look For: Standard Inspection Checklist

Here are the main areas and systems a home inspector examines during a standard inspection -

Exterior Elements

1. Roof
During roof inspection, the inspectors check the overall condition of the roof. Also, they look for missing or broken shingles, signs of water damage, leaks, and the approximate age of the roof. Once done, they examine the gutters and drainage system. Moreover, they check for vents to see if they are clean and not clogged. Here’s what else they look for -

  • There is no decay or damage on soffits and fascia
  • The chimney is working fine and does not show any sign of damage
  • Flashing is present around the roof penetrations and is in good conditions


2. Foundation

The home inspector checks the foundation for cracks and any signs of moisture intrusion, as these could indicate potential structural problems. If there’s significant cracking or sinking, further inspection might be recommended. Also, they check for leaks in the septic tank. Here’s what they look for in addition to the above -

  • Decks and railing are secure
  • Landscaping and driveways are in good condition with no visible damage
  • The detached garage, shed, fence, and deck show no sign of damage due to rotten wood or termites


3. Siding and Exterior Walls

Home inspectors check for cracks in the exterior walls, in addition to any damage that might compromise your home. They also check for signs of pest infestations and ensure the siding is securely attached. Also, they ensure that the paint is not flaking or blistered. Moreover, they check for -

  • Exterior walls show no stains
  • The stucco shows no signs of damage
  • The exterior walls showed no staining
  • Window and door frames are appearing in good shape
  • The exterior wall does not appear to be sagging or bowing

4. Grading and Drainage
Grading is important to prevent water from pooling around the home’s foundation. Poor drainage and grading can cause water to pool around your home and can lead to a number of issues. Inspectors look for any issues with slope or drainage that could lead to flooding or water damage. The following are also included in the checklist -

  • If the water flows away from the home
  • Inspect downspouts and gutter system
  • Assess the slopes around the property foundation

Interior Systems

1. Electrical System
The home inspector reviews the electrical systems to ensure they meet safety standards. They check outlets, breakers, wiring, and the condition of the electrical panel. Thus, it is necessary to verify that circuits are properly grounded and that no immediate hazards exist. Here’s what they check for -

  • No knob and tube wiring
  • No exposed electrical splices
  • Visible wiring is in good condition
  • No aluminum cables are used for branch circuits

2. Plumbing System
Inspectors also check the plumbing system, such as - testing water pressure, examining pipes for leaks or corrosion, and assessing the condition of the water heater. This is important for identifying potential plumbing issues that could lead to hefty repairs or water damage. Here’s what plumbing inspection includes -

  • Well water is thoroughly tested
  • The water pump does not short-cycle
  • Water pressures fall within an acceptable range
  • Drain pipes are sloped down towards the exterior

3. HVAC (Heating, Ventilation, and Air Conditioning)
Home inspectors also check the HVAC system for functionality and energy efficiency. They note the HVAC unit’s age, the cleanliness of filters, and the efficiency of heating and cooling functions. Also, they check -

  • When was the unit last serviced?
  • Are the HVAC installation and repair done timely?

4. Insulation and Ventilation
A home needs to have proper insulation and ventilation for a comfortable and energy-efficient home. Inspectors check insulation, especially in attics and basements. Also, they verify that vents are properly installed to reduce the risk of mold and moisture buildup.

  • Check wall insulation
  • If the air is leaking from the ventilation
  • Are the pipes properly insulated and protected

5. Fireplaces and Chimneys
For homes with fireplaces, inspectors assess the structural integrity of the fireplace and chimney. They look for buildup, blockages, or other issues that could pose a safety hazard. Here’s what they check for -

  • Fireplace damper functionality
  • Chimeny flashes and caps are working well
  • Looking for creosote buildup and residue

Interior Features

1. Walls, Ceilings, And Floors
Inspectors check for signs of water damage, cracks, and other structural issues. Any indication of foundation settling or water intrusion is documented for further evaluation. They also check for chips and breakage, in addition to mold and undulation, which lead to more significant issues.

  • Quality of insulation and ventilation
  • Mold and mildew growth (if required)
  • Check if there are no water stains and leaks through the pipes behind the walls.

2. Doors and Windows
Inspectors ensure that all doors and windows open and close smoothly. In addition, they check your doors and windows are properly sealed and show no signs of cracks or moisture intrusion, which could affect the insulation. Here’s what is included in the door and window inspection checklist -

  • Joints are caulked
  • Drip caps are installed
  • Check if the thermal glass or storm windows are installed

3. Attic and Basement
These spaces are inspected for insulation quality of the pipes, moisture issues, and signs of pests. A home inspector checks for the stains and major cracks in the basement that might compromise the integrity of the building.

Also, they check and ensure the visible floor joists show no damage or decay. Also, they check for -

  • No damaged wall or floor
  • Electrical splices are contained
  • No evidence of water damage to the floor
  • Plumbing, exhaust, and appliance vents are in the exterior of the roof

4. Kitchen
During an inspection of the kitchen, the Inspectors check that fixtures, faucets, and exhaust fans are functional. They also check if the Ground Fault Circuit Interrupter (GFCI) receptacles are located within 6 feet of sinks.

Moreover, they check if the garbage disposal is operational and shows no sign of rust, the water sink is functional, and the drainage is working perfectly fine. Here’s what else they inspect -

  • Built-in appliances are working well
  • There are water stains or damage due to leaks
  • The pipes under the kitchen sink are in good condition
  • Cabinet, door, and windows of the kitchen are in good condition

5. Bathroom
Home inspectors check if there is adequate water flow and pressure for hot and cold water. Also, they check if the toilet is stable and is functional. Moreover, they check if the plumbing underneath the wash basin and toilet is working well and if there is any leakage around the tap, flush, or bathtub.

In addition to these, they check for -

  • The tiles are safe
  • The sink, shower, and tub all drain efficiently
  • The bathroom has working exhaust fan vents to the exterior
  • Caulking inside and outside of the tub and shower is in optimal condition

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What’s NOT Included In A Standard Home Inspection?

Here’s what is not included in a standard home inspection -

1. Hazardous Materials and Environmental Factors

Standard home inspections do not cover asbestos, radon, lead paint, or mold. These hazards require specialized tests by professionals trained in environmental evaluation. If the property is in an area prone to such issues, a specialized inspection may be recommended.

2. Pests and Termite Inspections

If you have pests in your home, the inspections are carried out differently. This is because they are not part of a standard home inspection. You have to hire a licensed pest inspector to handle issues like termite damage.

3. Pool and Spa Inspections

If the property includes a pool, hot tub, or spa, there is a need for a separate inspection. This inspection assesses structural integrity, safety features, and the condition of mechanical systems.

4. Cosmetic and Aesthetic Issues

Home inspectors focus on structural and functional elements. They hardly inspect aesthetic issues like paint chips or worn carpets unless these indicate deeper underlying issues. You can fix it on your own if you think it is ruining the aesthetic of your home.

5. Code Compliance and Regulatory Issues

Home inspectors do not usually verify code compliance. Some older homes may have “grandfathered” features that don’t meet modern codes - but remain acceptable. Code Enforcement Officers usually check code compliance.

6. Future Predictive Analysis

Home inspectors do not guarantee the future performance or lifespan of items like HVAC systems or plumbing. They can only document the current condition, with general notes on maintenance and care. You can call a plumber to check your plumbing or drainage.

Common Myths About Home Inspections

Here are some common myths around home inspections that you must be aware of (and make sure not to follow them) -

Myth 1: A Home Inspection Guarantees a Problem-Free Home

An inspection helps identify visible issues but is not a guarantee against future problems. It provides valuable information, but limitations exist due to accessibility, time, and non-predictive scope.

Myth 2: Home Inspections Include All Systems and Areas

While home inspectors review major areas, certain aspects—like underground septic systems or areas with restricted access—might go unexamined.

Myth 3: Sellers Must Fix Every Issue in the Report

Inspection findings can open a dialogue, but sellers are not always required to fix every item. Instead, buyers and sellers may negotiate repairs or price adjustments.

Myth 4: Inspections Are Only Necessary for Older Homes

Even new constructions can benefit from inspections, as building oversights or material defects can sometimes affect newer properties.

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How To Prepare For A Home Inspection?

Here’s a brief guide on how you can prepare for a home inspection in Folsom, CA -

1. For Buyers

As a buyer, you must find a reputable inspector. Check the credentials and experience of the inspector before finalizing. You must conduct an online meeting or talk to them over the call. Also, make a list of relevant questions.

2. For Sellers

Sellers can prepare by clearing access to all parts of the home (e.g., basements, attics) and addressing any minor repairs in advance to improve the property’s appeal.

What Comes Under Finley Home Inspection Service?

Finley Home Inspection Service covers a range of critical areas in your home. Our home inspection services give you a clear picture of the property’s state before making any commitments. Here’s what comes under our home inspection services -

1. Structural Integrity And Exterior

Our inspectors examine and check the foundation, roof, siding, windows, and doors for any signs of structural issues, leaks, or damage. They assess the roof for missing shingles, wear, or water intrusion. Also, they ensure that the foundation is free of cracks or shifts that could lead to long-term problems.

2. Interior Systems And Components

Inside the home, our home inspectors thoroughly check the plumbing, electrical, and HVAC systems. They test the water pressure, inspect pipes for leaks, and assess the water heater’s efficiency. Moreover, they check for electrical panels, outlets, and wiring to ensure they are functioning well and are safe.

3. Insulation And Ventilation

We ensure your home is properly insulated and ventilated. These are important to keep homes energy-efficient and prevent moisture buildup. These issues can lead to mold. Finley inspectors review insulation in attics, basements, and other areas.

That’s not all! We also offer additional services such as -

  • Mold testing
  • Sewer lateral inspection
  • Pool and spa inspection

You can count on Finely Home Inspection, as we are trusted by our local customers in and around the Folsom region. Moreover, our pricing is transparent - and the good news? Well, our inspection services start at just $425!

Ready to inspect? Contact Finley Home Services or a comprehensive home inspection.

Takeaway

A home inspection provides valuable information. A thorough inspection can help you maintain the integrity of your home. Also, if you are selling your property, you will know which areas in your home need improvement and can fix them. If you are a buyer, you can determine if the property is the best choice for you.

For properties in certain areas, a pre-listing inspection may help identify issues specific to the region that could improve a property’s marketability.

Read More About:
1. Avoid Design Disasters: The Importance Of A Home Inspection First
2. Maximizing Property Value: 6 Benefits Of Home Inspections
3. Is A Home Inspection For New Construction Worth It?
4. 15 Questions to Ask During a Home Inspection

Want To Get Your Property Inspected? Contact Our Professional Home Inspectors At Finley Home Services!

No matter if you are going for a real estate transaction or just want to ensure your property is well-maintained throughout the year - you can put your trust in our certified team.

We offer a detailed home inspection in Folsom. Our best home inspectors understand the process and will also guide through it. We provide a detailed, unbiased report that helps our clients to make informed decisions. Call us to schedule a home inspection NOW!!.

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